SIP GUIDE / PROTECTION TOOLKIT

Make your next renewal deliberate

Check the details that a premium comparison can miss, then add the date to your own calendar.

Free to use · No signup

01 / RENEWAL REVIEW

Know what you’re renewing.

0 of 7 checks completed. Progress is a checklist, not a policy rating.

Confirm third-party and own-damage expiry dates separately.

Review the proposed insured declared value (IDV), not only the premium.

Check compulsory and voluntary deductibles.

Declare past claims accurately and verify your no-claim bonus (NCB).

Read the conditions of selected add-ons, including exclusions and claim limits.

Check vehicle use, owner details and nominee information.

Review cashless garage access and the claim assistance process.

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Give your renewal a reminder.

Download a calendar event with alerts 7 days and 1 day before your chosen date.

Insurance type

Renewal date

No phone number needed. Your calendar controls notifications. SIP Guide does not send automatic SMS or WhatsApp reminders.

A calendar reminder does not renew a policy. Confirm payment, acceptance and the policy period with your insurer. If cover has already expired, contact your insurer before using the vehicle.

Separate the dates and the decisions

Keep your policy schedule available while completing this checklist. Third-party and own-damage cover may have different periods. Record the relevant renewal date rather than assuming every component ends together. If you need more than one reminder, download a separate event for each date.

Compare the proposed IDV, deductibles and add-on terms as well as the premium. An add-on name is not a complete description of cover. Confirm what is included, what is excluded and what conditions apply in your actual policy wording.

The reminder is a calendar file stored on your device after download. Import it into your calendar and check its notification settings. Completing this checklist or creating a reminder does not purchase or renew insurance.

Educational tools only. Review assumptions and your complete circumstances before making decisions. Read disclosures.